We have all types of programs to suit your needs.  Applications can be taken by phone, in your home, or in one of our offices.  To Pre-Qualify use our
ON-LINE Pre-Qualification FORM today!

Attn: Renters . . . . .
You may qualify for a Home Loan.  Why not show where your hard earned money is going.  Let us help?  We will help you through the process from beginning to end.  So why not see if you Qualify today by using our
ON-LINE Pre-Qualification FORM Now!

Information for First Time Home Buyers

Programs	Property Types
Fixed and Adjustable Rates	Single Family
FHA/VA Loans	1-4 Units Owner Occupied
Non-Conforming Debt Ratios to 55%	1-4 Units Non-Owner Occupied
Balloon Loans (3-5-7 years)	Multi-Family
No Income Verification	Investment Property
Construction and Extended Lock	Condo's
Home Equity Lines $10,000 up to $150,000	New Construction
Home Improvement	Commercial Loans
A Through D Credit
Non-Owner Occupied, NIV

Applications taken in your home or in one of our offices.
Pre-Approvals    24 Hour Approvals
Independent Loan Officer For Richland Mortgage Company

Call Gary at 847-516-0320
(An Illinois  Residential Mortgage Licensee)
All Credit Welcome!